Last updated: May 29, 2026 · Effective: May 29, 2026
These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and SubTo Deal Finder ("Company," "we," "us," or "our"), concerning your access to and use of the website subtodealfinder.com and all related services (collectively, the "Service").
By creating an account or using the Service, you confirm that you are at least 18 years old, have the legal capacity to enter into this agreement, and agree to comply with all applicable laws and regulations.
We reserve the right to update these Terms at any time. Material changes will be communicated via email to your registered address. Continued use of the Service after notice constitutes acceptance of the revised Terms.
SubTo Deal Finder is a real estate data platform that helps creative finance investors identify SubTo (subject-to), seller finance, and distressed properties across Florida using publicly available records data. The Service includes:
Important Disclaimer: SubTo Deal Finder provides data for informational purposes only. We are NOT a licensed real estate broker, attorney, financial advisor, or investment advisor. Nothing in the Service constitutes investment advice, legal advice, or a recommendation to buy or sell any property. All investment decisions are solely your responsibility.
The Service is offered under the following subscription tiers:
All paid subscriptions are billed monthly and automatically renew unless cancelled. Payments are processed securely by Stripe. By providing payment information, you authorize us to charge your payment method on a recurring basis.
No Refunds: All subscription fees are non-refundable. If you cancel, you retain access through the end of your current billing period. We do not offer prorated refunds for partial months.
We reserve the right to change subscription pricing with 30 days advance notice to your registered email address.
Skip trace lookups are available on paid plans and consume credits from your account balance (1 credit per lookup). Credits are purchased separately and do not expire. Credits are non-refundable once purchased.
Skip trace data is provided by third-party data provider Tracerfy. Accuracy of contact information is not guaranteed. You agree to use skip trace data in compliance with all applicable federal and state laws, including but not limited to the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA), and applicable state privacy laws.
You may NOT use skip trace data to:
All property data displayed in the Service is sourced from publicly available Florida government records including the Florida Department of Revenue, county property appraisers, county tax collectors, and county clerk offices. This data is in the public domain.
The Service itself — including its software, AI models, database structure, user interface, branding, and proprietary data processing — is owned by SubTo Deal Finder and protected by applicable intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use the Service for your personal or internal business purposes only. You may NOT:
The AI Brief feature generates property analysis using Anthropic's Claude AI. AI-generated content is provided for informational purposes only and may contain errors, inaccuracies, or omissions.
AI Briefs do not constitute legal, financial, or investment advice. You acknowledge that:
You agree not to use the Service for any unlawful purpose or in any way that could harm us or other users. Prohibited activities include:
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately at support@subtodealfinder.com of any unauthorized use of your account.
We reserve the right to suspend or terminate accounts that violate these Terms, exhibit suspicious activity, or are used in a manner that we determine, in our sole discretion, is harmful to the Service or other users.
You may cancel your subscription at any time by contacting us at support@subtodealfinder.com. Cancellation takes effect at the end of your current billing period. You will not be charged for subsequent periods.
We may terminate or suspend your account immediately, without notice, for breach of these Terms. Upon termination, your right to access the Service ceases immediately. We are not liable to you or any third party for termination of your account.
We reserve the right to modify, suspend, or discontinue the Service at any time without notice. We are not liable for any modification, suspension, or discontinuation of the Service.
We do not guarantee the Service will be available at all times. We may experience downtime for maintenance, technical issues, or circumstances beyond our control. We are not liable for any loss or damage caused by unavailability of the Service.
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
WE DO NOT WARRANT THAT: (1) THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE; (2) PROPERTY DATA IS ACCURATE, COMPLETE, OR CURRENT; (3) RESULTS OBTAINED FROM THE SERVICE WILL BE ACCURATE OR RELIABLE; OR (4) ANY ERRORS IN THE SERVICE WILL BE CORRECTED.
TO THE FULLEST EXTENT PERMITTED BY LAW, SUBTODEALFINDER.COM AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION.
OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING FROM OR RELATING TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE SIX (6) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU IN FULL.
You agree to defend, indemnify, and hold harmless SubTo Deal Finder and its officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, and expenses (including attorney fees) arising from: (1) your use of the Service; (2) your violation of these Terms; (3) your violation of any third-party rights; or (4) any harm caused by your use of skip trace or property data.
Before initiating arbitration, the parties agree to attempt to resolve any dispute through informal negotiation for at least 30 days after written notice is provided to the other party.
If informal negotiation fails, disputes shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules. Arbitration shall take place in Douglas County, Colorado. The arbitrator's decision shall be final and binding.
We agree to pay arbitration fees if they are deemed excessive relative to court filing fees.
Arbitration shall be limited to disputes between you and SubTo Deal Finder individually. Class actions and class arbitrations are not permitted. You and SubTo Deal Finder waive any right to participate in a class action lawsuit or class-wide arbitration.
Either party may seek injunctive relief in court for claims involving intellectual property infringement, privacy violations, or theft.
These Terms are governed by the laws of the State of Colorado, without regard to its conflict of law principles. Any disputes not subject to arbitration shall be resolved exclusively in the state or federal courts located in Douglas County, Colorado, and you consent to personal jurisdiction in those courts.
By using the Service, you consent to receive electronic communications from us, including emails about your account, subscription, and service updates. You agree that all agreements, notices, and disclosures we provide electronically satisfy any legal requirement that such communication be in writing.
Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and SubTo Deal Finder regarding the Service.
Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
Waiver: Our failure to enforce any right or provision shall not constitute a waiver of that right or provision.
Assignment: You may not assign your rights under these Terms without our prior written consent. We may assign our rights without restriction.
No Joint Venture: Nothing in these Terms creates a partnership, joint venture, employment, or agency relationship between you and SubTo Deal Finder.
For questions about these Terms of Service, please contact us by email at support@subtodealfinder.com. If you require a mailing address, please email us and we will provide one upon request.